Who Sees the Statements?

On September 24, 2026, the U.S. Attorney's Office for the Northern District of Texas announced an indictment against Nancy Black, 69, of Grand Prairie. A grand jury returned it on September 15.

The office says she worked as a bookkeeper for an elderly couple in Waxahachie from at least 2018 to 2024 and is accused of taking at least $1.2 million. She is charged with ten counts of bank fraud and two counts of aggravated identity theft, and she is presumed innocent unless proven guilty.

According to the release, she made out checks to herself from the couple's bank accounts and used the money to pay her personal credit card bills. She also withdrew cash from an account she had been assigned to close more than a decade earlier.

This is a different kind of case

There was no stranger on the phone and no emergency. The person is said to have been trusted, working with the couple's money over six years. Families often picture fraud as something that comes from outside the household. Here the allegation is about someone who was already inside it, with legitimate access.

That is not a reason to distrust everyone who helps. Most bookkeepers, caregivers and relatives who handle a parent's bills do it honestly, and many parents depend on them. It is a reason to make sure that the arrangement has a second pair of eyes.

The question to ask

You do not need to assume anything. You only need to know who sees the statements and the cancelled checks each month, and whether the answer is just one person. If the same person pays the bills, reconciles the account and receives the paperwork, nobody else is in a position to notice a change.

The release does not say how the alleged conduct was found, so we cannot say what would have caught it sooner. Over six years, a short monthly look at the statement by a second person is a modest step.

Doing it without insulting anyone

Frame it as a routine, not a check on the helper.

You might say, "The accountant told us everyone should have a second person look at the statement once a month, so I'll do it for Mom and Dad." It is a rule for the household and it can apply to a spouse, a sibling or a paid professional alike.

If your parent resists, try asking what they would want to happen if the bookkeeper were ill or away for a month. That makes the second person a back-up and not a suspect.

If this is your family

Ask your parent this week, "Who looks at your bank statements besides you and whoever helps with your bills?" If the answer is nobody, offer to be the person who opens the statement once a month, with their agreement.

Sources

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A Rule for Paying a Fee Over the Phone

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When the Money Leaves in a Shoebox